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Before swapping PEOPLE, confirm whether your destination address is on Ethereum or BNB Smart Chain, as the two networks are not interchangeable — sending PEOPLE to a mismatched network can result in inaccessible funds. Ethereum transactions are subject to network gas fees and congestion that can affect settlement time, while BNB Smart Chain typically moves at a different pace with its own fee structure. No memo or destination tag is required for PEOPLE on either supported network. The swap widget on Zest shows the rate and output amount before you confirm, so review those details carefully, especially if network activity is high. Once a transaction is broadcast, it cannot be reversed, so double-check the network and destination address before submitting.