Do I need a Destination Tag when sending XRP on the XRP Ledger for this swap?

Yes — when sending XRP via the XRP Ledger, a Destination Tag is required. Zest will display the tag alongside the deposit address, and you must include it exactly as shown. Sending XRP Ledger funds without the correct Destination Tag can cause your transaction to be unroutable or delayed.

Why do traders swap XRP into Monero (XMR)?

XMR is a privacy coin that uses ring signatures and RingCT to keep transaction details confidential on its network, unlike XRP whose ledger transactions are publicly visible. Users who want their holdings or transfers to remain private often convert into XMR for this reason. The swap is a direct way to move liquid XRP value into a medium-of-exchange asset with strong on-chain privacy properties.

Which network should I select when sending XRP on Zest?

Zest supports XRP on both the XRP Ledger and BNB Smart Chain, so you must select the network that matches where your XRP is held. Sending on the wrong network means your funds will not arrive correctly, as the two networks are not interchangeable. Check your wallet or exchange to confirm which network your XRP is on before proceeding.

Should I choose a fixed or floating rate for XRP to XMR?

Most users pick a fixed rate for this route: it locks the amount of XMR you receive when you create the order, so price movement while your XRP deposit confirms does not change the payout. A floating rate follows the market and can pay slightly more or less at execution time. You can choose either in the swap form before confirming.

How long does a XRP to XMR exchange take?

Timing depends on how quickly your XRP deposit confirms on-chain, exchange processing, and XMR network conditions. Congestion on either network can extend the wait, and the order page tracks each step while your swap runs.

Do I need an account to exchange XRP for XMR?

No signup is required for standard swaps. Zest is non-custodial — you send XRP from your own wallet and receive XMR at an address you control, with the rate shown before you confirm.

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Swap XRP for XMR Instantly – No Signup | Zest

Exchange XRP to XMR

XRPMonero·Instant swap, no signup

1 XRP = $1.11

Swapping XRP for Monero is a route often taken by users who want to move value from the XRP Ledger into a privacy-focused asset. XMR's ring signature and RingCT protocol obscure sender, receiver, and amount on the Monero network, which is the primary reason traders convert out of XRP into XMR. Because XRP and XMR run on entirely separate networks, getting the send-side details right before confirming is essential.

Exchange XRP to Monero

How to swap XRP for XMR

1
Open the exchange widget and select XRP as the send currency and XMR as the receive currency. The widget shows the live rate and the minimum amount for this pair.
2
Enter the amount of XRP you want to exchange and choose a fixed or floating rate.
3
Paste your XMR wallet address into the recipient field and double-check it.
4
Click Exchange and send your XRP to the deposit address shown. Your XMR arrives once the transaction confirms on-chain.

Before exchanging XRP → XMR

Before initiating the swap, confirm which XRP network you are sending from — XRP Ledger or BNB Smart Chain — and make sure it matches what you select in the exchange interface, since a mismatch can result in lost funds. If you are sending XRP via the XRP Ledger, a Destination Tag is required; check whether Zest provides one and include it exactly as shown, as omitting it can cause issues with fund routing. On the receive side, Monero operates on a single native network (XMR), so simply verify your receiving wallet address is a valid XMR address before confirming. Monero transactions go through its own confirmation process on the XMR network, and the time to receive funds can vary depending on network conditions. Double-check the full receiving address character by character — Monero addresses are long and errors cannot be reversed once the swap is submitted.

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XRP

$1.11

+1.52% 24h

Price

$1.11

+1.52% 24h

7d Change

+3.43%

vs last week

Market Cap

$69.42B

24h Volume

$1.03B

About XRP

XRP (XRP) is a cryptocurrency . XRP has a current supply of 99,985,645,029 with 62,241,508,805 in circulation. The last known price of XRP is 1.0446623 USD and is down -0.46 over the last 24 hours. It is currently trading on 1846 active market(s) with $1,528,898,171.45 traded over the last 24 hours. More information can be found at https://xrpl.org/.