Exchange XRP to NEAR

Yes, if you are sending XRP via the XRP Ledger network, a Destination Tag is required. The tag will be displayed in the swap interface — copy it exactly and include it with your transaction. Leaving it out or entering the wrong tag can cause your funds to be delayed or lost.

NEAR can be received on either the native NEAR network or BNB Smart Chain, so you must choose the network that matches your receiving wallet or platform. Native NEAR addresses are not compatible with BNB Smart Chain addresses, and selecting the wrong one can result in funds that cannot be recovered. Check your wallet or exchange deposit page to confirm which network it supports before finalising the swap.

Most users pick a fixed rate for this route: it locks the amount of NEAR you receive when you create the order, so price movement while your XRP deposit confirms does not change the payout. A floating rate follows the market and can pay slightly more or less at execution time. You can choose either in the swap form before confirming.

Timing depends on how quickly your XRP deposit confirms on-chain, exchange processing, and NEAR network conditions. Congestion on either network can extend the wait, and the order page tracks each step while your swap runs.

No signup is required for standard swaps. Zest is non-custodial — you send XRP from your own wallet and receive NEAR at an address you control, with the rate shown before you confirm.